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Wood Duck Hen - D.W. Nichol - A&M Decoys & Folk Art
Wood Duck Drake - D.W. Nichol - A&M Decoys & Folk Art

Payment & Financing

A&M Decoys & Folk Art
Mike Martin

We offer over a dozen payment methods, making it as convenient as ever to buy!  We offer comprehensive financing at 0% apr for 6 months on all purchases*

Direct Payment Options:

- All major Credit & Debit cards (processed securely through Wix POS)

- PayPal
- Apple Pay

- Venmo

- Cash

- Check (made out to Mike Martin)

Financing & Layaway Options:
- Affirm: 0% apr for 6 months financing (any purchase, up to $30,000)
- PayPal Pay Later
- Private Layaway

Our website securely accepts:

- Affirm
- PayPal
(and PayPal Pay Later)
- Apple Pay

- Credit Card (Processed through Swipe)

- Debit Card (Processed through Swipe)

Our website is secured through the web design platform Wix.  The secure payment processors we use are Affirm, Apple Pay, PayPal, & Swipe which can accept all credit and debit cards.  No credit card information is ever shared.

Benefits to buyers:
- Upgrade your collection without needing to have 100% of the funds today, tomorrow, or even 5 months from now
- You don't have to disrupt your current investments to add to your collection
- Your purchase ships right away
- No need to sell items from your collection to raise capital. 6 months allows you plenty of time to raise capital afterwards

Benefits to consignors:

- By offering such beneficial services, we will be able to sell your items faster.
- You get paid fast!  Expect a pay out within a couple weeks of your consignment selling!
- No headaches.  If the buyer defaults, that is between them and the lending firm.  You get paid either way.

Financing Examples:
Lot listed at $500 plus 5% processing fee = $525     For 6 months at 0% apr your monthly would be $87.50/ month

Lot listed at $50,000 plus 5% processing fee = $52,500     For 6 months at 0% apr your monthly would be $8,750/ month

Contact with any questions on how to get 0% apr no interest for 6 months on your next addition!

payment options are offered by Affirm and are subject to an eligibility check.  Options depend on your purchase amount, and a down payment may be required.  California Residents: Loans by Affirm Loan Services, LLCare made or arranged pursuant a California Finance Lender License. For disclosures, see

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